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catern wrote:

Been using PayPal for many years and, as of yet, never had any problems. I use it for auctions and my web page shopping cart checkout. The accept all the credit cards and transfer the profits to my bank. I never heard of any problems, but I am going to read the articles in the previous posts.
Thaks for the info.. God Bless

I have had an account with them since 1999 and have never had a problem.
As far as CC information goes the less times I have to enter information the better. Paypal allows you to do this only once.
I am very suspect of giving my CC or Checking Account information to websites. There are so many very cheasy CC processors online now I shy away from sites that do not accept Paypal and the fact that the payees never get any information besides an email address and a shipping address with Paypal. You never know about some of these new and up and coming South Asian or Indian merchant account providers.
Besides Paypal is not cheap. The reason I use it on my websites is because the non technical average buyer has bought something on Ebay and is used to and comfortable using this payment method so it's a trade off.
Personally I'll stick with Paypal and if Gpay Gbuy or whatever gets trustworthy I'll use that too.
IMO of course, Dan

Last edited by dann (2006-09-24 16:43:04)

Paypal works not for all countries.

Paypal has many methods to get money from your web site like standard or pro.
If you don't care about order confirmation, receipts, inventory managements  - standard will be good.
The problem of standard method is that custimer will be redirected from your web site to paypal web site and back.
In paypal pro method you have to call XML web service method and user will on the same site, but you have to install SSL certificate on your web site and (Paypal pro is not working in Canada - at least at this point of time).

Paypal has test environment and it is good!!!
https://www.sandbox.paypal.com


you can also try 2checkout - the same idea.Just generate html code for your product and it is it.

It is your choice what to use, the only differency is how to implement it to your web site and fees for each transaction.

PumaSpirit wrote:

PayPal is great and you have access to your funds immediately via an ATM/debit/credit card. They give you cashback for every purchase out of your account, have a high daily withdrawal limit and fight for you to keep your money when you get a chargeback request..

You are talking about paypal here???

access via a card?? - no they pay into an account
cashback Huh???
fight for you when there is a chargeback ?!!! expletive deleted!! - they only fight for themselves.

If you have ever dealt with customer support you'd also know they hire staff with IQ's of less than 76.

you must have different servcies in the US to the rest of the world , and yes I have a business level with them

Customer service experience is normally 12 emails to get one simple question answered. Basically the support staff have no initiate and i obly offer paypal as an option - which is used less than the numbr of Amex orders i get, so it's not many!

matte wrote:

i obly offer paypal as an option - which is used less than the numbr of Amex orders i get, so it's not many!

Addendum. You do have a point there though, matte. I have seen my PayPal orders go down, while 2CheckOut is going up.
Customer complaints are ususally about people thinking they need a PayPal account to order, which is not the case anymore.

Hi everyone, we use paypal for our payment processor, but it is integrated into a 3rd party merchant cart. Because of our sales volume we only pay 2.2% so you can have a very inexpensive cart that does not "spotlight paypal". (I will post a link if admin’s request it)

When choosing a cart you need to think about Options, something the basic paypal does not offer like ease of use, shipping options, order management, payments for downloads, gift certificates, offer codes, etc.

IMO If you can not afford to invest $30 to $50 a month in your business, you should simply close up shop. Edit: That is after you crossed that threshold from toying around to making a commitment.

Last edited by waveshoppe (2006-10-19 15:27:45)

Here is what we use for our cart; I do want to add that the technical support is great; Mark is prompt and very helpful. Please let him know that Wave Shoppe referred you.

https://www.asecurecart.net/main/default.aspx

Please help


Has anyone used paypal with their payment data transfer and instant payment notification features?

I'm running a site along the lines of subscription, but every subscription will be different (content, prices, IDs, etc)

I was going to use clickbank but it just wasn't for me with the diversity of products I'm selling

I'm using paypal and want my system to invoke actions as soon as the payment is complete.

I thought I had everything figured out but am now not sure what the difference between PDT and IPN, and how this affects the auto return.

Any Suggestions?

To me Paypal (and most other forms of aggregated payment services) implies that the business is small time (really small) and not all that serious about business. This has an impact on trust. Lets face it, if they are serious enough about getting a good site set up (and quite a few have got great sites), then they should also be serious about transacting their own CC payments. From Matte

There in lays another problem of the world of having Sh*tty credit.  I have tried again and again to get my own merchant account.  But due to personal credit issues, it is next to impossible.  It would be easier for me to buy a car I couldn't possibly afford.

PayPal offers a legitimate way to collect funds that would otherwise be impossible for me in the world of plastic.

Is there a reasonable alternative that is not reliant on credit scores?

mjs_mall wrote:

To me Paypal (and most other forms of aggregated payment services) implies that the business is small time (really small) and not all that serious about business. This has an impact on trust. Lets face it, if they are serious enough about getting a good site set up (and quite a few have got great sites), then they should also be serious about transacting their own CC payments. From Matte

There in lays another problem of the world of having Sh*tty credit.  I have tried again and again to get my own merchant account.  But due to personal credit issues, it is next to impossible.  It would be easier for me to buy a car I couldn't possibly afford.

PayPal offers a legitimate way to collect funds that would otherwise be impossible for me in the world of plastic.

Is there a reasonable alternative that is not reliant on credit scores?

Try 2CheckOut.com. It's cheap to set up too. Funds get transferred via ACH payment into your account either weekly or bi-weekly. I use both PP & 2CO. It works fine for me. Customers don't mind either. What makes THEM happy is: outstanding customer service and they don't mind how big or small you are, a great product or service they are satisfied with and that they don't have to be afraid of being ripped-off. It would amaze you to know that many people prefer to do business with "small business" because the big ones have become too impersonal. Tech and customer support connects you to someone from india via pushing 12-38 buttons on your keypad, etc.

As far as the PayPal statement above.... I use PayPal and 2CO because consumers do trust them more. They also do all the checking on the cards for you. They give the consumer peace of mind that WE, the merchants, never see their credit card info. This goes a long way in consumer trust. As a matter of fact, read the following article. Opinions are one thing, facts are quite another!

As a matter of fact, consumers trust PayPal more than even Visa or Mastercard!!!!
They just feel more comfortable with PayPal and Bill Me Later than with the "Big" guys.
This is based on a survey of 5,000 online consumers in 2006. Here, see for
yourself:

http://www.epaynews.com/index.cgi?surve … mp;block=1

Go ahead, mjs_mall, you should do just fine with PayPal, 2CO, etc. Only small minds think small. You customers will trust you for how you treat them, because it is the people behind a business who make it a good one or a bad one.

Last edited by PumaSpirit (2006-10-22 09:56:35)